Privacy Policy

Kipnit (“we,” “us,” or “our”) respects your privacy. This Privacy Policy describes how we collect, use, and protect your information when you use our mobile application and services (collectively, the “App”). This policy applies to all users of the App, including Homeowners, Contractors, and Dual-role Users.

1. Information We Collect

1.1 Personal Information:

– Name
– Email address and phone number (OTP verified)
– Profile info (rooms, projects, tasks, events)
– Stripe account details

1.2 Usage Information:
– Homes and rooms added
– Projects and tasks created
– Expo/publicly shared projects
– Activity logs

1.3 Payment Information:
– Card details (via Stripe for Homeowners)
– Bank details (via Stripe Connect for Contractors)
– Transaction records and fee breakdowns

2. How We Use Your Information

– To manage accounts and authenticate users
– To facilitate project and task management
– To enable secure payments and payouts via Stripe
– To display projects in Expo (portfolio showcase)
– To notify users about events and deadlines

3. Stripe Connect and Payments

– We use Stripe Connect for all transactions.
– Homeowners must add payment details before creating projects.
– Contractors must onboard via Stripe to receive payments.

Kipnit deducts a 10% platform fee, along with Stripe and tax fees.

4. Public Sharing and Expo

– Projects may appear in Expo (public portfolio).
– Homeowners control visibility of their shared projects.
– Contractors’ completed projects appear in their Expo by default.

5. Dual-Role Use

Users can hold both Homeowner and Contractor roles in one account. Data privacy policies apply to both roles equally.

6. Your Rights and Controls

– Update profile and project settings
– Control Expo sharing
– Delete account or request data removal
– Manage Stripe payment preferences

7. Data Security

– OTP login authentication
– Encrypted payment processing via Stripe
– No card or bank info is stored on Kipnit servers
– Data is not sold or shared, except for processing or legal reasons

8. Children’s Privacy

Kipnit does not target or knowingly collect data from users under 13 years of age.

9. Changes to This Policy

Policy updates will be communicated through the app or email notifications.

10. Contact Us

For questions or concerns:
Kipnit Support

Email: [insert email]
Address: [insert business address]